From first-time purchases to complex refinances, Ajay Bhanot provides tailored mortgage solutions backed by 30+ lender relationships across BC.
Buy your home with the right rate and terms from day one. Ajay works with first-time buyers and experienced homeowners to find insured or conventional financing tailored to their needs.
Learn More →Access your equity, lower your rate, or consolidate debt. Ajay evaluates whether the savings from a refinance outweigh the costs of breaking your current mortgage.
Learn More →Don't just sign your lender's first renewal offer. Start shopping 120 days before maturity — switching at renewal costs nothing and a broker comparison is free.
Learn More →Know your maximum purchase price and lock in a rate hold before you start house hunting. Pre-approval takes 24–48 hours with the right documents.
Learn More →Access your home equity through a revolving line of credit. Standalone HELOCs up to 65% LTV, or readvanceable mortgages up to 80% combined.
Learn More →Finance your next rental property with 20% down. Ajay helps investors navigate rental offset rules, qualification ratios, and multi-property strategies.
Learn More →Business owners often struggle with traditional lending. Ajay connects self-employed borrowers with alt-doc and stated income programs across multiple lenders.
Learn More →Newcomers and permanent residents can access CMHC-insured programs with as little as 5% down. Ajay helps navigate international credit and documentation requirements.
Learn More →When traditional lenders say no, private and alternative lenders can bridge the gap. Ajay structures short-term solutions designed to transition clients back to A-lending.
Learn More →Combine high-interest credit cards, car loans, and lines of credit into your mortgage at a fraction of the interest rate. A cash-out refinance can dramatically reduce total monthly payments.
Learn More →Fill out a short application online or call Ajay directly at 604-500-0088.
Ajay compares rates across 30+ lenders and presents the best options for your situation.
Once you select a product, Ajay handles the lender communication and documentation.
Your mortgage funds on time, with no surprises.
Call 604-500-0088 or send a message. Ajay responds within one business day.